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3783 Payne Lake Road, Chipley, FL 32428 Active 1 / 80
$409,000

3783 Payne Lake Road, Chipley, FL 32428

Chipley, FL 32428
  • 5 Beds
  • 4 Baths
  • 3,100 Sq Ft
  • 1986 Built
  • MLS 1009273

About this home

Lakefront living on beautiful Payne Lake. Situated on 1.45 private acres just outside Chipley, this waterfront property offers privacy and peaceful country living with Panama City, the Gulf Coast, and Tyndall Air Force Base all within an easy drive. The open floor plan is filled with natural light and features expansive windows overlooking the lake. The spacious kitchen connects to the living and dining areas, making it ideal for everyday living and entertaining. Outside, a large deck shaded by mature oak trees provides the perfect place to enjoy the view, whether you're having morning coffee or watching the sunset. Spend your days fishing, kayaking, paddleboarding, or enjoying the wildlife right from your backyard. A separate efficiency mother-in-law suite with its own private entrance, kitchenette, and full bath offers flexibility for guests, multi-generational living, or rental income. Also, could be perfect for a shop and man cave or she shed. With no HOA and plenty of room for boats, RVs, hobbies, gardens, or future expansion, this property offers the space and freedom to enjoy lakefront living.

Property details

Property typeDetached Single Family
StatusActive
Area30 - Other Counties
SubdivisionPayne Lakes
CityChipley
CountyWashington
Zip32428
StyleCraftsman
WaterfrontYes

Interior

Total rooms7
Full baths4
AppliancesDishwasher, Microwave, Refrigerator
CoolingCentral Air
HeatingCentral
FlooringTile, Vinyl
Interior featuresBeamed Ceilings, Vaulted Ceiling(s), Fireplace

Exterior & lot

Lot dimensions165 x 460 x 412
GarageYes
ParkingGarage Detached

Schools

ElementaryNot Available
MiddleNot Available
HighNot Available

Community

DirectionsHeading east from Freeport, take FL-20 E, Turn left onto FL-77 N, Keep Right, Continue onto FL-77 N, Turn left onto State Hwy 279/Moss Hill Rd, Continue to follow Moss Hill Rd, Turn right onto Payne Lake Rd, Destination will be on the left

Data source: Emerald Coast Association of REALTORS®

Location

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