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Price adjustment! Discover the perfect beach retreat just steps from the sugar-white sands and emerald waters of the Gulf of Mexico. Santa Monica Beach is blessed with 1,200' of Gulf frontage reserved exclusively for owners and their guests. This well-maintained home offers the ideal blend of coastal charm, comfort, and convenience. Inside, you'll find an inviting floor plan featuring multiple living and gathering spaces, abundant natural light, and tile flooring throughout for easy beach living. The spacious kitchen offers ample cabinetry, generous counter space, and a breakfast bar that opens to the dining area, making it perfect for entertaining family and friends. A bright sunroom provides additional living space and a relaxing spot to enjoy the coastal atmosphere year-round. Currently offering 3 bedrooms and 2 baths, the garage could be converted into a fourth bedroom ensuite and offer comfort and flexibility, while the large lot provides plenty of room for outdoor activities, gardening, or future enhancements. Whether you're searching for a primary residence, vacation home, or investment property, this home offers exceptional versatility. Enjoy easy access to the beach, nearby dining, shopping, and entertainment, all while being tucked away in a quiet beachside neighborhood. Bring your golf cart, beach chairs, and flip-flops--this coastal getaway is ready for you to start making memories. Opportunities this close to the Gulf are becoming increasingly rare
Data source: Emerald Coast Association of REALTORS®
Team Turner (Counts Real Estate Group) can set up a private showing or send you full details.
Request a showingThe beach in Panama City Beach is public. The closest public access to this home is Beach Access #85, about 0.2 mi away.
Closest public beach access:
Parking: No vehicle parking; on-street only if permitted
Dune walkover to beach; no known facilities
DirectionsParking: Dedicated/vehicle parking (GIS)
Dune walkover to beach; no known facilities
DirectionsParking: No vehicle parking; on-street only if permitted
Dune walkover to beach; no known facilities
DirectionsParking: No vehicle parking; on-street only if permitted
Dune walkover to beach; no known facilities
DirectionsThis is general information to help you plan, not legal advice about any specific property. The beach in Panama City Beach is public, but individual access points vary - some have coded gates for nearby residents and guests, and parking differs from one access to the next. Confirm parking and entry before heading out.
$974,950
3 bd · 3 ba · 1,738 sf
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No photo
$959,000
5 bd · 4 ba · 3,243 sf
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No photo
$999,900
2 bd · 2 ba · 1,537 sf
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No photo
$1,000,000
4 bd · 2 ba · 1,848 sf
122 Monterey Avenue, Panama City Beach, FL 32413
No photo
$950,000
5 bd · 4 ba · 2,128 sf
125 Paradise Found Circle, Panama City Beach, FL 32413
No photo
$949,000
4 bd · 2 ba · 1,690 sf
9611 Steel Field Road, Panama City Beach, FL 32413
Counts Real Estate Group
Courtesy of The Premier Property Group Seacrest Office · Chris Charles · 850-213-5000
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Counts Real Estate Group may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved.
Listing data last updated 2026-08-23 20:30:31.