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54 Terra Cotta Way, Destin, FL 32541

Destin, FL 32541
  • 4 Beds
  • 4 Baths
  • 2,193 Sq Ft
  • 1993 Built
  • MLS 999033

About this home

Discover the perfect blend of location, comfort, and investment opportunity at 54 Terra Cotta Terrace. This beautifully designed 4-bedroom, 4-bathroom beach home spans 2,193 square feet of thoughtfully laid-out living space and is perfectly positioned just a short stroll from the sugar-white sands and emerald waters of the Gulf--with deeded beach access making every day feel like a vacation. From the moment you step inside, you're welcomed by a bright, open-concept living area filled with natural light and coastal elegance. The home's three-story layout offers ideal separation of space, making it perfect for hosting guests, accommodating multiple families, or maximizing rental income. Three of the four spacious bedrooms are paired with its own full bath, creating a true retreat for owners and guests alike. The well-appointed kitchen, multiple entertainment spaces, private deck with peekaboo Gulf view and backyard patio provide the perfect setting for entertaining or unwinding after a day at the beach. Located within the desirable Terra Cotta Terrace community, residents enjoy gated community pool access, pickle ball/tennis courts, sand volleyball and deeded beach access, all just minutes from Destin's top dining, shopping, and entertainment. Whether you're searching for a primary residence, second home, or a high-performing short-term rental, this property checks every box--with rental projections exceeding $120K+ annually offering serious income potential. Opportunities like this--combining location, lifestyle, and income--are rare. Don't miss your chance to own a turnkey beach home in one of the most sought-after destinations on the Emerald Coast. Buyer to verify all information. Professional photos will be added soon.

Property details

Property typeDetached Single Family
StatusActive
Area14 - Destin
SubdivisionTERRA COTTA TERRACE
CityDestin
CountyOkaloosa
Zip32541
StyleContemporary
Taxes$9,847
Tax year2025
HOAYes
ViewGulf

Interior

Total rooms12
Full baths4
Half baths0
AppliancesCooktop, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Washer, Electric Water Heater
CoolingCentral Air, Ceiling Fan(s)
HeatingCentral
FlooringLaminate, Tile
Interior featuresBreakfast Bar, Recessed Lighting, Newly Painted, Owner's Closet, Pantry, Washer/Dryer Hookup
FurnishedFurnished

Exterior & lot

Lot size0.1 acres
Lot dimensions49 x 90
RoofSlate
GarageYes
ParkingGarage Door Opener, Golf Cart Garage, Other, Garage, See Remarks
Road frontageCity Street
Exterior featuresOutdoor Grill

Schools

ElementaryDestin
MiddleDestin
HighFort Walton Beach

Community

Community featuresBeach, Community Room, Deed Access, Pool, Tennis Court(s), Pets Allowed, Pickleball, Short Term Rental - Allowed
DirectionsHeading East on Scenic 98 coming from the Crab Trap, turn North (Left) onto Terra Cotta Way. Home will be on the left hand side

Data source: Emerald Coast Association of REALTORS®

Location

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