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4207 Indian Bayou Trail 2804, Destin, FL 32541

Destin, FL 32541
  • 2 Beds
  • 2 Baths
  • 970 Sq Ft
  • 2007 Built
  • MLS 996993

About this home

Searching for a 2-bed condo in Destin FL approved for short-term rental with Gulf views and resort amenities? Residence 2804 at The Palms of Destin offers a fully renovated 8th-floor unit with sunset views over the City of Destin and partial Gulf views. Updated in 2025 and offered at $329,000, this turnkey property also features potential VA-assumable financing at 3.5% for qualified buyers, creating a rare opportunity for investors or second-home owners near Destin beaches. Unit 2804 at The Palms of Destin Resort and Conference Center offers sunset views, modern updates, and strong investment potential in one of Destin's most amenity-rich communities. Located on the 8th floor at 4207 Indian Bayou Trail, this west-facing 2-bedroom, 2-bath condominium features 970 square feet of thoughtfully designed living space with sweeping views across the City of Destin and partial Gulf views in the distance. The interior was fully renovated in 2025 with new flooring, fresh interior paint, updated bedroom furnishings, curated artwork, refreshed kitchenware, balcony furniture, and three smart televisions. The efficient layout supports both vacation stays and short-term rental use while remaining easy to maintain. From the private balcony, owners and guests can enjoy colorful sunset skies over the Destin skyline and a relaxed coastal atmosphere after a day at the beach. Residents and guests enjoy resort-style amenities including a lagoon-style zero-entry pool, expansive sunbathing areas, on-site dining at the Blue Lagoon restaurant, a fitness center, tennis courts, landscaped recreation areas, and a seasonal shuttle service to nearby beaches, restaurants, shopping, and entertainment. Beach access is located directly across the street at June White Decker Public Beach Access on Restaurant Row. Many prefer Henderson Beach State Park, which is also nearby and offers miles of protected shoreline and scenic coastal dunes. Quarterly HOA dues of $3,598.18 include electricity, water, sewer, cable television, internet service, building insurance, security, groundkeeping, management, and recreational facilities. The one-time new buyer fee is $1,199.40 and 2025 property taxes were $2,850.95.

Property details

Property typeCondominium
StatusActive
Area14 - Destin
SubdivisionTHE PALMS OF DESTIN
CityDestin
CountyOkaloosa
Zip32541
StyleN/A
Taxes$2,970
Tax year2025
HOAYes
ViewGulf

Interior

Total rooms5
Full baths2
Half baths0
AppliancesDishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
CoolingCentral Air, Ceiling Fan(s)
HeatingCentral
FlooringLaminate, Tile
Interior featuresBreakfast Bar, Newly Painted, Washer/Dryer Hookup
FurnishedFurnished

Exterior & lot

Exterior featuresBalcony

Schools

ElementaryDestin
MiddleDestin
HighDestin

Community

Community featuresBBQ Pit/Grill, Community Room, Dumpster, Elevators, Exercise Room, Game Room, Handicap Provisions, Pavillion/Gazebo, Picnic Area, Playground, Pool, TV Cable, Tennis Court(s), Pets Allowed, Pickleball, Short Term Rental - Allowed
DirectionsTurn north from Hwy 98 onto Indian Bayou Trail, the entranc eof The Palms of Destin Resort & Conference Center is on the right. Pick up your key card from the Front Desk, and the unit is in the west building (building #2).

Data source: Emerald Coast Association of REALTORS®

Location

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