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87 Vista Bluffs, Destin, FL 32541

Destin, FL 32541
  • 4 Beds
  • 4 Baths
  • 3,593 Sq Ft
  • 1997 Built
  • MLS 995743

About this home

IMPRESSIVE 2026 GROSS RENTAL INCOME in excess of $145K+ & BOOKING! Set within the gated enclave of Destiny West, this exceptional three-story lakefront residence offers a rare blend of refined coastal elegance, thoughtful design, and captivating water views. Ideally suited as a primary residence, second home oasis, or tranquil vacation rental, the property delivers an elevated lifestyle just moments from the sugar-white beaches of Destin. Upon entry, floor-to-ceiling windows immediately frame serene lake views and flood the open-concept living, dining, and kitchen spaces with natural light. Rich hardwood flooring, custom millwork, and chandeliers establish a sophisticated yet inviting atmosphere throughout. The gourmet kitchen is beautifully appointed with granite countertops, custom cabinetry with ample storage, premium appliances including a gas stove top & wine fridge, and a butler's pantry perfect for both everyday living and entertaining. The adjacent living area, anchored by a gas fireplace and enhanced with motorized window treatments, opens seamlessly to the outdoor living spaces for airy evenings. A first-floor bedroom with ensuite bath and walk-in shower offers flexibility for guests or multigenerational living. The second-floor features the primary suite, a private retreat, featuring a spacious wrap-around balcony overlooking the lake, a fire pit for evening relaxation, a spa-inspired bathroom, and a generously sized walk-in closet with custom built-ins. The second guest suite with ensuite bath, walk-in closet, and private balcony is also located on the second-floor. The third level provides a versatile escape with a king bedroom, ensuite bath, and kitchenette ideal as a guest suite, home office, or recreational space. Outdoors, the lakefront terrace is a true showpiece, complete with a fire pit, grill, Green Egg smoker, and panoramic water views an ideal setting for sunset gatherings or hosting. Inquire for private pool plans and renderings, offering the opportunity to further enhance both lifestyle and rental performance. The home also features new, durable Polywood outdoor furnishings, a home generator system for added peace of mind, and a garage outfitted with built-ins plus an additional storage room. Destiny West residents enjoy lushly landscaped grounds, a large seasonally heated pool, hot tub, fitness center, tennis court, and an impressive clubhouse. Quarterly landscaping services are included, allowing for effortless ownership. The home is conveniently located near James Lee Park, the Crab Trap, and pedestrian- and golf-cart-friendly Scenic Highway 98, placing beaches, dining, shopping, and grocery stores just minutes away. This established vacation rental generated nearly $90K in 2025, $145K+ already produced in 2026, and the potential to increase income annually with the addition of a private pool. Meticulously maintained and ideally positioned, this lakefront offering represents a rare opportunity to own a premier property in one of Destin's most sought-after gated communities.

Property details

Property typeDetached Single Family
StatusActive
Area14 - Destin
SubdivisionDESTINY S/D
CityDestin
CountyOkaloosa
Zip32541
StyleBeach House
Taxes$15,097
Tax year2025
HOAYes
WaterfrontYes
ViewGulf, Lake

Interior

Total rooms11
Full baths4
Half baths0
AppliancesCooktop, Dishwasher, Disposal, Range Hood, Electric Water Heater
CoolingCentral Air
HeatingCentral, Gas - Natural
FlooringHardwood, Carpet
Interior featuresBreakfast Bar, Crown Molding, Fireplace, Split Bedroom
FurnishedFurnished

Exterior & lot

Lot size0.19 acres
Lot dimensions64 x 139 x 62 x 135
RoofSlate
GarageYes
ParkingGarage Door Opener, Golf Cart Garage, Guest, Garage
Road frontagePrivate Road
Exterior featuresOutdoor Grill, Balcony, Outdoor Shower, Outdoor Kitchen

Schools

ElementaryDestin
MiddleDestin
HighFort Walton Beach

Community

Community featuresCommunity Room, Gated, Pavillion/Gazebo, Pool, Tennis Court(s), Waterfront, Pets Allowed, Short Term Rental - Allowed
DirectionsScenic Hwy 98 to the Destiny subdivision across from the Crab Trap Restaurant and James Lee Park turn North into Destiny subdivision go to stop sign take a right on Vista Bluffs home is on the right hand lake side of the road

Data source: Emerald Coast Association of REALTORS®

Location

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