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186 White Cap Way, Panama City Beach, FL 32407

Panama City Beach, FL 32407
  • 3 Beds
  • 3 Baths
  • 1,432 Sq Ft
  • 2005 Built
  • MLS 793243

About this home

**BEЅT ΡRΙCΕD PΑLΜ COVE TOWNHOME** This rοomy 3-bеdroom, 3-bath townhome is your chance to own a slice of Panama City Beach without breaking the bank. Whether you're looking for your own coastal oasis or a short-term rental moneymaker, this spot checks all the boxes. Step inside and you're greeted by vaulted ceilings, tons of natural light, and an open layout that just feels good. New Carpet, flooring, and fixtures throughout the home. The main level features new floors, a spacious living area, and a bright kitchen with plenty of cabinet space, a breakfast bar, and stainless steel appliances. Head upstairs to a private loft-style bedroom with its own full bath, perfect for guests or Airbnb setups. Out back, you've got a private covered patio, ideal for post-beach chill sessions, grilling, or kicking back with a cold drink. The exterior is low-maintenance, the HOA is minimal, and the location? You're minutes to the beach, Pier Park, Shipwreck Island, St. Andrews State Park, shopping, dining, and all the tourist favorites that make PCB a vacation hotspot. Solid bones, fresh updates, and the flexibility to live in it, rent it out, or do both. Don't let this opportunity slip by—affordable beach-town real estate like this doesn't come along every day.

Property details

Property typeAttached
StatusPending
Area03 - Bay County - Beach
SubdivisionPalm Cove
CityPanama City Beach
CountyBay
Zip32407
Tax year2025
HOAYes
HOA fee$497/qtr
Special conditionsListedAsIs

Interior

Total rooms4
Full baths3
AppliancesElectricRange,ElectricWaterHeater
CoolingCentralAir,CeilingFans
HeatingCentral,Electric
Interior featuresInteriorSteps,MainLevelPrimary,TubShower,Loft

Exterior & lot

Lot size0.04 acres
Lot dimensions63 x 25
RoofShingle
PoolCommunity
ParkingGated
Exterior featuresPorch

Schools

ElementaryHutchison Beach
MiddleSurfside
HighArnold

Community

Community featuresBarbecue, Playground, Pool, Community Pool, Gated, Short Term Rental Allowed
DirectionsFrom Hathaway Bridge, traveling west on PCB Pkwy. Turn left onto R Jackson Blvd. At the light, turn right onto Hutchison Blvd. In a half mile turn right into Palm Cove (Emerald Coast Club Blvd), turn right onto Cabana Ct. Turn right onto Sand Castle Ln, then left onto White Cap Way. Home will be on the left.

Data source: Central Panhandle Association of REALTORS®

Location

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