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3207 Swordfish Drive, Panama City Beach, FL 32408

Panama City Beach, FL 32408
  • 4 Beds
  • 3 Baths
  • 2,980 Sq Ft
  • 2023 Built
  • MLS 792030

About this home

Exрerіеnсe wаterfrοnt living in Bay Point with front-rοw seatѕ to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate. Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections. Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special. From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living! Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100

Property details

Property typeSingleFamilyResidence
StatusActive
Area03 - Bay County - Beach
SubdivisionBay Point Unit 1
CityPanama City Beach
CountyBay
Zip32408
StyleCraftsman
Taxes$6,708
Tax year2025
HOAYes
HOA fee$1,650/yr
WaterfrontYes
ViewBay,Water

Interior

Total rooms4
Full baths2
Half baths1
AppliancesElectricOven,GasCooktop,TanklessWaterHeater
CoolingCentralAir,CeilingFans
HeatingFireplaces,NaturalGas
FireplaceYes
Interior featuresDoubleVanity,MainLevelPrimary,SeparateShower,WalkInClosets

Exterior & lot

Lot size0.25 acres
Lot dimensionsirr
GarageYes
ParkingPaved
Road frontagePrivate Road
Exterior featuresCovered Patio, Deck, Outdoor Kitchen

Schools

ElementaryPatronis
MiddleSurfside
HighArnold

Community

Community featuresGated
DirectionsYou can only use the Thomas Drive Gate if you are a resident (you may leave out of the gate but cannot come in). Take Navy Blvd to Magnolia and take a right into Bay Point. Second Marlin turn right. Take the 3rd left into Wahoo and immediate left onto Bonefish. Go over the bridge, and turn right on Wahoo and immediate left on Swordfish. White home with large staircase at end of cul de sac.

Data source: Central Panhandle Association of REALTORS®

Location

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