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12011 Front Beach Road 804B, Panama City Beach, FL 32407

Panama City Beach, FL 32407
  • 2 Beds
  • 2 Baths
  • 1,076 Sq Ft
  • 2005 Built
  • MLS 791263

About this home

CURRENΤLΥ UΝDΕR COΝTRΑCT, SELLER WILL CONSΙDER BACΚUP OFFERS. Set directly on the beach at Sterling Reef, this well-maintained beachfront condo offers a highly desirable 2BR/2BA floor plan with an enclosed bunk room and has generated $58,555.18 (as of July 20, 2026) in short-term rental bookings Positioned on the 8th floor, the condo takes full advantage of panoramic gulf views while delivering something that's harder to find than you might expect - open ocean sound without the noise of the beach crowd below. It's a meaningful difference in the daily experience of the unit. Designed for both personal enjoyment and vacation rental appeal, the floor plan provides the flexibility to comfortably accommodate family and guests while maximizing sleeping capacity. From the kitchen and living area to the primary suite and private balcony, the Gulf remains the focal point throughout the condo. Floor-to-ceiling sliding glass doors maximize natural light while keeping the emerald waters front and center, creating a seamless connection between the interior living spaces and the beach beyond. The coastal-inspired interior has been meticulously maintained and thoughtfully updated - new furniture, paint, and fixtures were added in 2021, new carpet in 2023, and new deck furniture in 2025 - giving the unit a fresh, move-in-ready feel. Tile flooring throughout the main living areas makes upkeep easy after busy beach days. The spacious kitchen offers granite countertops, stainless steel appliances, and a breakfast bar that creates a natural gathering space for family and guests. 9' ceilings enhance the sense of openness, while the gulf-front primary suite serves as a private retreat with direct balcony access and stunning water views. Sterling Reef continues to be a favorite among vacationers thanks to its beachfront setting, relaxed atmosphere, and extensive amenity package. Owners and guests enjoy direct beach access, a seasonally heated bi-level pool and spa, fitness center, activity center, sky terrace with grilling area, covered parking, and 24-hour security. Adding to the appeal is Sterling Reef's central Panama City Beach location. Shipwreck Island Waterpark sits directly across the street, making it a popular destination for families, while Pier Park, Frank Brown Park, golf courses, restaurants, shopping, entertainment, and local attractions are all just minutes away. Schedule a private showing and see it for yourself.

Property details

Property typeCondominium
StatusPending
Area03 - Bay County - Beach
SubdivisionSterling Reef
CityPanama City Beach
CountyBay
Zip32407
StyleHighRise
Tax year2025
HOAYes
HOA fee$970/mo
WaterfrontYes
ViewGulf

Interior

Total rooms2
Full baths2
AppliancesWasherDryerStacked,ElectricOven,ElectricRange
CoolingCentralAir,CeilingFans
HeatingElectric
Interior featuresMainLevelPrimary,TubShower,WalkInClosets

Exterior & lot

Lot dimensionsCondo
PoolCommunity
GarageYes

Schools

ElementaryHutchison Beach
MiddleSurfside
HighArnold

Community

Community featuresBarbecue, Clubhouse, Pool, Waterfront, Community Pool, Short Term Rental Allowed
DirectionsSterling Reef is gulf-front directly east of the M.B. Miller County Pier.

Data source: Central Panhandle Association of REALTORS®

Location

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