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9701 Summer Creek Drive, Panama City, FL 32409

Panama City, FL 32409
  • 3 Beds
  • 4 Baths
  • 3,243 Sq Ft
  • 2019 Built
  • MLS 790734

About this home

LUXURΥ LΑΚΕFROΝT ΕSTATE IN GATED CEDAR CRΕEK COΜMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

Property details

Property typeSingleFamilyResidence
StatusActive
Area04 - Bay County - North
SubdivisionCedar Creek At Deerpoint Lake
CityPanama City
CountyBay
Zip32409
StyleCountry
Taxes$8,178
Tax year2025
HOAYes
HOA fee$360/qtr
WaterfrontYes
ViewLake
Special conditionsListedAsIs

Interior

Total rooms9
Full baths3
Half baths1
AppliancesElectricOven,GasCooktop,GasRange,GasWaterHeater,TanklessWaterHeater
CoolingCentralAir,CeilingFans,MultiUnits,Zoned
HeatingCentral,Electric,Fireplaces,Zoned
Interior featuresDoubleVanity,MainLevelPrimary,SoakingTub,SeparateShower,WalkInClosets

Exterior & lot

Lot size1.93 acres
Lot dimensionsIrregular
RoofMetal
PoolCommunity
GarageYes
ParkingGarage,GarageDoorOpener,Gated
Road frontagePrivate Road
Other structuresBoat House, Workshop
Exterior featuresBoat Lift, Boat Slip, Boat Ramp, Dock, Porch

Schools

ElementaryDeane Bozeman
MiddleDeane Bozeman
HighDeane Bozeman

Community

Community featuresClubhouse, Playground, Park, Pool, Gated
DirectionsNorth on Hwy 77 to Right on Edwards Rd. Left on Resota Beach Rd, then right on Sweetfield Ln. to enter Cedar Creek. Continue right on Baxley Bend, then right on Cedar Creek Dr to Right on Summer Creek Dr. Home will be on the right.

Data source: Central Panhandle Association of REALTORS®

Location

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