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3303 Terra Cotta Drive, Panama City, FL 32408

Panama City, FL 32408
  • MLS 789572

About this home

Welcοme tο аn еxtrаordіnary opportunity inside thе prestіgious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

Property details

Property typeUnimprovedLand
StatusActive
Area03 - Bay County - Beach
SubdivisionFinisterre
CityPanama City
CountyBay
Zip32408
Taxes$1,277
Tax year2025
HOAYes
HOA fee$4,270/yr
WaterfrontYes
ViewBay
Special conditionsListedAsIs

Exterior & lot

Lot size0.4 acres
Lot dimensionsirregular

Schools

ElementaryPatronis
MiddleSurfside
HighArnold

Community

DirectionsTraveling South East on Thomas Dr, Take a left on North Lagoon and take it to the entrance of Finisterre, Take a Left on Terra Cotta and follow til the end of the street for the lot.

Data source: Central Panhandle Association of REALTORS®

Location

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