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109 Blue Sage Road, Panama City Beach, FL 32413

Panama City Beach, FL 32413
  • 3 Beds
  • 2 Baths
  • 1,924 Sq Ft
  • 2014 Built
  • MLS 785506

About this home

Exрerіеnсe lοw-mаintenance coastal living іn this 3BR/2ΒA home in Whisper Dunes, located just a half-mile from dedicated beach access. Whisper Dunes remains one of the West End's most desirable primary-residence communities, known for its pet-friendly atmosphere, consistent upkeep, and HOA-covered lawn care that simplifies everyday living. Designed with both durability and comfort in mind, this home features 2x6 construction, Hardie board siding, 6-inch exterior walls, and a 30-year architectural shingle rated for 130 mph winds -- details that matter in today's insurance and long-term ownership landscape. A 5-star energy rating, high-efficiency Low E2 windows, and a 14-SEER heat pump further enhance efficiency and livability. Inside, the open floor plan offers large designer tile throughout, 8-foot doors with craftsman-style trim, and abundant natural light from oversized windows. The kitchen is thoughtfully appointed with stainless appliances, granite countertops, under-cabinet lighting, and generous storage -- creating a functional gathering space that connects seamlessly to the main living area. The primary suite features tray ceilings and an ensuite bath with double vanities and matching granite surfaces. Two additional bedrooms and a full bath provide flexibility for guests, home office needs, or family living. French doors open to a covered porch with a remote-controlled electric screen, extending your living space outdoors. The fenced backyard offers privacy for pets or entertaining, while the garage includes a newly epoxy-coated floor completed in 2025 for a clean, durable finish. Residents of Whisper Dunes enjoy a community pool, cabana, landscaped walking paths, and sidewalks throughout the neighborhood -- all just minutes from Pier Park, 30A, Camp Helen State Park, Lake Powell, and the conveniences of Publix, ALDI, and local dining. For buyers seeking a well-built, low-maintenance home near the beach within a primarily full-time residential setting, this Whisper Dunes property represents a strong opportunity on Panama City Beach's West End.

Property details

Property typeSingleFamilyResidence
StatusActive
Area03 - Bay County - Beach
SubdivisionWhisper Dunes
CityPanama City Beach
CountyBay
Zip32413
StyleCraftsman
Taxes$5,360
Tax year2025
HOAYes
HOA fee$785/qtr

Interior

Total rooms3
Full baths2
AppliancesElectricOven,ElectricRange,ElectricWaterHeater
CoolingCentralAir,CeilingFans
HeatingElectric
Interior featuresDoubleVanity,MainLevelPrimary,SoakingTub,SeparateShower,WalkInClosets

Exterior & lot

Lot size0.15 acres
Lot dimensions110X60
RoofComposition,Shingle
PoolCommunity
GarageYes

Schools

ElementaryWest Bay
MiddleSurfside
HighArnold

Community

Community featuresPool
DirectionsFrom Hwy 79 Take Panama City Beach Parkway ( US98) Drive approximately 5.5 miles west and Turn Right onto Sand Oak Blvd and go approximately .1 miles and turn right in the traffic Circle and the home is .1 miles on the right.

Data source: Central Panhandle Association of REALTORS®

Location

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