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14401 Front Beach Road 403, Panama City Beach, FL 32413

Panama City Beach, FL 32413
  • 1 Baths
  • 330 Sq Ft
  • 1965 Built
  • MLS 785495

About this home

Milеstοnе іnsрeсtion passed; all building work сompletе HOA covers electricity, water, sewer, cable, Wi-Fi, and trash. This 4th-floor west-facing unit at the iconic Fontainebleau Terrace produced $25,000 in gross rental income in 2025 -- self-managed, with no property management fees eating into returns. For buyers seeking beachfront exposure with a proven revenue track record and reduced barrier to entry, the numbers here are difficult to match. Location is a primary driver of the rental demand. The unit sits less than a mile from Pier Park -- the area's main shopping, dining, and entertainment hub -- and a short drive from 30A, St. Andrews State Park, and downtown Panama City. Direct beach access, sugar-white sand, and unobstructed emerald-water views in a low-density setting are the features that keep guests rebooking year after year. The unit is fully turnkey and ready to generate income from closing. Recent updates include new bathroom flooring and a refreshed kitchenette with new cabinetry and sink. The west-facing exposure delivers sunset views over the Gulf -- a consistent selling point in listing photos and guest reviews. Fontainebleau Terrace has anchored this stretch of Panama City Beach since 1965 and remains a property guests actively seek out. The HOA covers electricity, water, sewer, cable, Wi-Fi, and trash, keeping operating costs unusually low for a Gulf-front condo and translating more of the rental income directly to the bottom line. Amenities include a partially covered pool, owners' lounge, game room, fitness room, laundry facilities, covered and open-air gathering spaces overlooking the Gulf, and elevator access to every floor. Beach service is being added this year -- an upgrade that should support nightly rates going forward. The building has successfully passed its milestone inspection, confirming structural integrity and strong management -- a meaningful de-risking factor in today's Florida condo market. One reserved parking spot conveys with the unit, with overflow parking available.

Property details

Property typeCondominium
StatusActive
Area03 - Bay County - Beach
SubdivisionFontainebleau Terrace
CityPanama City Beach
CountyBay
Zip32413
StyleMidRise
Taxes$1,664
Tax year2025
HOAYes
HOA fee$895/mo
Special conditionsListedAsIs

Interior

Total rooms3
Full baths1
AppliancesElectricOven
CoolingCentralAir
HeatingCentral,Electric
Interior featuresMainLevelPrimary

Exterior & lot

Lot dimensions0 x 0
PoolInGround,Community
Road frontageCity Street

Schools

ElementaryHutchison Beach
MiddleSurfside
HighArnold

Community

Community featuresBarbecue, Beach, Clubhouse, Elevator, Fitness Center, Pool, Community Pool, Short Term Rental Allowed
DirectionsFrom the Hathaway Bridge, take Hwy 98 W, Turn Left of Clara Ave, Turn Right on Pennel St merging onto Front Beach Rd. The destination will be on your left

Data source: Central Panhandle Association of REALTORS®

Location

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